How to register for USSD banking?

If you are looking for How to register for USSD banking, then simply follow the step-by-step guide we have given below in the article.

What is *99#?

*99# is a USSD (Unstructured Supplementary Service Data) based mobile banking service from NPCI that brings together diverse ecosystem partners such as Banks & TSPs (Telecom Service Providers). Using *99# service, a customer can access financial services by dialing *99# from his/her mobile registered with the bank. The service works across all GSM service providers and handsets.

What is USSD?

Unstructured Supplementary Service Data (USSD) is a technology unique to GSM (Global System for Mobile Communications) handsets. It is a capability built into the GSM standard to support transmitting information over the signaling channels of the GSM network. USSD provides session-based communication, enabling a variety of applications. USSD technology, which was primarily used in the field of telecommunication, is going to make a significant impact in the field of banking services.

What are the key features of the *99# service?

  • Works without Internet – Uses voice connectivity
  • Accessible through a common code *99# across all TSPs
  • No additional charges while roaming for using the service
  • Works across all GSM service providers and mobile handsets
  • Round the clock availability to customers (works even on holidays)
  • No need to install any application on a mobile handset to use the service
  • Additional channel for banking services and key catalyst for financial inclusion

Also Read:- How to change Google Pay language from English to Hindi

 

List of Partner Telcos

These are the four telcos that support *99# service at the moment.

  • Airtel
  • BSNL
  • MTNL
  • Vodafone Idea

List of Partner Banks

You can check if your bank supports NPCI’s *99# service in the list below. New banks may join the service in the future, so make sure you check the official list if you’re reading this after several months.

  • Axis Bank
  • Andhra Bank
  • Karnataka Bank
  • Union Bank of India
  • Vijaya Bank
  • Punjab National Bank
  • YES Bank
  • IndusInd Bank
  • Bank of Maharashtra
  • The Thane Janta Sahakari Bank Ltd(TJSB)
  • The Ratnakar Bank Limited
  • ICICI Bank
  • Canara Bank
  • UCO Bank
  • South Indian Bank
  • IDFC
  • IDBI Bank
  • Allahabad Bank
  • Kotak Mahindra Bank
  • Bank Of Baroda BARB
  • HDFC
  • State Bank Of India
  • Dena Bank
  • Karur Vysaya Bank
  • Standard Chartered
  • Indian Bank
  • Ujjivan Small Finance Bank Limited
  • Federal Bank
  • Paschim Banga Gramin Bank
  • Sarva Haryana Gramin Bank
  • AU Small Finance Bank
  • Himachal Pradesh Gramin Bank
  • Jana Small Finance Bank
  • Central Bank of India
  • Syndicate Bank
  • Indian Overseas Bank
  • Bank Of India
  • Punjab and Sind Bank
  • City Union Bank
  • The Lakshmi Vilas Bank Limited
  • G P Parsik Bank
  • Vasai Vikas Co-op Bank Ltd
  • Thane Bharat Sahakari Bank
  • Apna Sahakari Bank
  • Janta Sahakari Bank Pune
  • Rajkot Nagari Sahakari Bank Ltd
  • Punjab and Maharastra Co. bank
  • Jammu & Kashmir Bank
  • The Mehsana Urban Co-Operative Bank
  • Bandhan Bank
  • The Saraswat Co-Operative Bank
  • The Kalyan Janta Sahkari Bank
  • Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd.
  • The Gujarat State Co-operative Bank Limited
  • The Hasti Co-operative Bank Ltd
  • The Mahanagar Co-Op. Bank Ltd
  • Airtel Payments Bank
  • J & K Grameen Bank
  • FINO Payments Bank
  • Kerala Gramin Bank
  • Pragathi Krishna Gramin Bank
  • Karnataka vikas Gramin Bank
  • Andhra Pragathi Grameena Bank
  • Prathama Bank
  • Maharashtra Grameen Bank
  • Purvanchal Bank
  • Rajasthan Marudhara Gramin Bank
  • Telangana Gramin Bank
  • Chhattisgarh Rajya Gramin Bank
  • Saurashtra Gramin Bank
  • Andhra Pradesh Grameena Vikas Bank
  • Uttarakhand Gramin Bank
  • Meghalaya Rural Bank
  • Mizoram Rural Bank
  • Vananchal Gramin Bank
  • Baroda Rajasthan Kshetriya Gramin Bank
  • Dena Gujarat Gramin Bank
  • Chaitanya Godavari Grameena Bank
  • Baroda Uttar Pradesh Gramin Bank
  • Baroda Gujarat Gramin Bank
  • Dhanlaxmi Bank
  • Punjab Gramin Bank

Also Read:- How to Withdraw Cash from ATM using UPI App

How to register for USSD banking?

1) In the first step Dial *99# from your registered mobile number.

2) Now select your language by typing its serial number & tap on the send.

3) In this step enter the name of your bank & then tap on the send.

How to register for USSD banking?

4) Now select your bank account number & then tap on the send.

How to register for USSD banking?

5) In this step, enter the Last 6 digits of your debit card & after giving a space type its expiry date & then tap on the send.

6) Next, enter your new 6 digit UPI PIN & tap on the send.

7) Now re-enter your 6 digit UPI PIN to confirm & tap on the send.

8) Now it’ll ask you to type your UPI PIN to show your account Blanance & tap on the send.

How to register for USSD banking?

9) Here you go, you just as get your account balance then it means that you successfully get registered for USSD banking.

How to register for USSD banking?

Also Read:- How to disable personal results in Google Search

Wrapping up

This is all on the topic of How to register for USSD banking. Now you can Send/ Receive Money Using UPI Without the Internet in India. I hope it helps you.

If you got any issues then feel free to ask in the comment section or our Twitter page.

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